Licensed Mortgage Broker Serving All of oregon

Oregon is a state of breathtaking contrasts, stretching from the rugged Pacific coastline to the vast high desert and the dramatic peaks of the Cascade Mountains. While much of the population resides in the nine counties that make up the Willamette Valley, 27 other counties offer a unique and appealing quality of life. These regions present an incredible opportunity for homebuyers seeking a more spacious, community-focused, or nature-driven lifestyle.

The economy in these diverse counties is deeply rooted in Oregon's natural resources and is bolstered by tourism and local commerce. Key industries include agriculture, fishing, forestry, and recreation. The economy of the Oregon Coast, encompassing counties like Tillamook, Lincoln, and Coos, is centered on tourism, fishing, and timber. In Southern Oregon, regions like Jackson and Josephine Counties thrive on tourism, pear farming, and a growing cannabis industry. Eastern and Central Oregon counties, including Deschutes, Baker, and Umatilla, are known for a mix of agriculture, ranching, and recreational tourism, particularly in the high desert and mountains.

The housing market in these areas is often more accessible than in the state's major metropolitan areas. While prices and market pace vary widely from a coastal town to a high-desert community, homes generally offer more square footage and land for the price. The market conditions are typically less frantic, allowing buyers more time to consider their options and navigate the financing process. Whether you're looking for a quaint home in a coastal village, a ranch in Eastern Oregon, or a mountain retreat, there is a wide range of properties to fit your budget and lifestyle.

The communities across Oregon are defined by a strong sense of place and a shared appreciation for the outdoors. Along the Coast, towns like Astoria, Tillamook, and Brookings offer stunning ocean views and a relaxed pace of life. In Southern Oregon, Medford and Grants Pass provide a mix of rural and suburban living with access to the Rogue River. Central Oregon is home to the outdoor mecca of Bend and the more affordable communities of Redmond and Prineville. Eastern Oregon features classic Western towns like Baker City and Pendleton, known for their rich history and local events.

Beyond real estate, these regions offer a fulfilling lifestyle with endless recreational opportunities. From surfing and crabbing on the coast to hiking and mountain biking in the Cascades, the state is a playground for outdoor enthusiasts. The vast landscapes of Eastern Oregon provide a backdrop for stargazing, hunting, and exploring historic trails. Community events, local farmers' markets, and unique cultural traditions are the heart of life in these counties, fostering tight-knit communities where neighbors look out for one another.

As your local mortgage broker, Tasha Brandon with Capital Mortgage Source specializes in helping clients navigate the Oregon market. She understands the specific trends and challenges of this area and has access to a variety of loan products to fit your unique situation. Whether you're a military veteran, a first responder, a teacher, or a healthcare worker, we can help you with programs like Homes for Heroes. From non-traditional income situations to first-time buyer programs to refinancing options, we are committed to finding the right financing solution to make your homeownership dreams in Oregon a reality.